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Citizens Advice - Hillingdon Independent Financial Advice

Telephone: 0344 848 7903
Area serviced: London Borough of Hillingdon
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Subject Definitions

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount (at regular intervals or in lump sums).